TexasCHLforum.com

As always, situational awareness is your friend. I won't go as far as to not have banking apps on my phone. Not sure how two-factor will help if that second factor is going to your phone via text message or email. Who doesn't have their email available on their smart phone? Safest bet is to get a non smart phone if you are that worried. I'm hedging that most people on this site will be safe from the above mentioned situation and the more likely scenario is that you will more like lose your phone rather than it gets stolen from you at gun point. Or more than likely, you get robbed at gun point and forced to go to an ATM to withdraw money. Heck, what's happened to me 2 or 3 times in the past 20 years is my account gets hacked and I had to get a new card/bank account.