jmra wrote:
And then I'd have to think....
They will now have the keys to my car AND the front door to my home AND my wallet containing my home address where my wife is in the bathtub and my children are sitting in front of the TV. They could immediately drive the mile to my house in my own car outrunning me and the police there by 30 minutes busting in the door and demanding the PIN for the debit card they found in my wallet wrapped up with my last ATM receipt which contains an attractive balance on it. Their process of extorting the PIN number from my family I'll leave to your imagination. They could even hang back a day or two and follow my wife to the grocery store or they may even opt to take me for the ride to ensure the transaction gets completed and no preemptive phone call home gets made.
That's pretty extreme. I agree with you that it is possible. However, if I wanted your address, all I need is your name or your license plate number. And if I'm willing to do armed robbery is having a lock on the door (that I now have keys to) going to make all the difference between doing it and not doing it?
How much money can you extract from a debit card? Probably whatever your daily max is.
I dunno.. I just don't think it's very likely. I agree with you that it is possible and if you had those immediate lines of thinking I'd understand the "shoot" decision, but it's not for me. I'd still worry about going bankrupt over some BG's mother suing me over excessive use of force or some other claim that an attorney would take on contingency (no cost to the BGs mom). Just invoking the legal process is punitive in terms of cost, so shooting is an absolute last resort for me.