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Yes it does protect the trigger. The material is not a soft canvas or cloth

http://www.google.com/aclk?sa=l&ai=CgzT ... TUQwzXv8lM

I ordered the 3 Speed Holster http://3speedholster.com. I received it within 7-10 days. The first week I wore it with my gun unloaded as to break it in. During this time whenever possible i would practice the draw so as to make a draw cone between the gun and back of holster. After that first week, i began carrying it Ruger Sr40c Loaded (9+1) magazine and the Extended magazine (15 round) in built in magazine holder. I have been wearing it from time i wake up, till i go to bed (Approx 15 hours a day). The only day i felt any discomfort was from walking around the NRA convention ALL DAY, but then everything ached by the time i left (CC allowed at George R. Brown center for NRA 2013 convention).

Though this offers a deep conceal, and can be totally pushed into your crotch area. I prefer to wear it just above the beltline. I find this Holster perfect for my purposes. I wear draw string shorts about 90% of the time, and Wrangler jeans the rest. I didn't want to have to start building a wardrobe around my CC. I also wanted something to make my weapon just about disappear. It took my wife three weeks to even question me as to whether I was armed at any time.
I am beginning to like having my weapon right in front of me. I can see the advantages that AIWB has. Sometime next winter i might look into a more conventional holster & belt. Right now this one works perfectly.