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As others have stated, you need to be able to determine the threat. I also would like to mention that the purpose of a CHL is for personal protection ie defensive purposes, the methods for which you carry and train for are completely different than offense purposes. As CHL holder it is not for you to be QRF team member or a SWAT team member or even as a first responder. I do believe in your right to "Stand your ground", and also to act to take "safe retreat".

When I was younger and had not lived though any active shooting experiences, I too trained and thought I would protect all from any violence. I too felt that I would /should drop any armed threat where it stood. But as I recall my experiences I still fear the risks I took and to this day still do, people like you and my younger self, caused me to reconsider the "helping all / stopping all" mind set. Now I will act when there is not other course of action, when my life or my families is threaten. My good dead could be mistaken as violence and now im the threat / target.

I will say this last thing, knowing that it might offend some. A total strangers life is not worth mine whether it means me being locked up or boxed up, I have a family to think about. the risk taken can easily cost you large sums of money in legal, medical and even possibly employment. You will be arrested in most cases, you will have to post bail, and you will have a trail to defend you actions. Although it often goes in your favor, it might not!