Although many advertise that all insurance is accepted you would be smart to precheck with your insurance company to make sure that they will pay the bill if the freestanding center is used. Blue Cross on my wife's plan has us paying the bill for almost all ER hospital visits unless it is a true emergency (prove that). I don't think they cover freestanding units. Next, will the freestanding unit accept Medicare? Probably not. Medicare Advantage is not Medicare so if you are on one of these plans really check to see if you can use a freestanding unit. I would bet NOT.
Do they make you sign a balance billing form? The bill is $5,000, insurance pays $300 and you owe $4,700. That's balance billing.
Are the doctors good? In my city, the same doctors working the hospital ER work the freestanding unit (which they own) so they are good. Finally, and I don't know if this is the case, but there may be multiple type of bills and this includes any ER, free standing or not. There is a lab bill, an X-ray bill, a facility fee, a pharmacy fee, a supply fee, multiple physician fees (ER doc, radiologist, pathologist, who knows what else) and you need to know if their fees are covered by the insurance. Very complicated. For example, all of the neurosurgeons in my town are not in network for my wife's Blue Cross. We pay cash when we see one.
Don't assume the "all insurance accepted" means that you are home free.
Edit: I should have said neurologists instead of neurosurgeons. We pay cash to see a neurologist. Also, Blue Cross web site says the neurologists WILL accept her insurance but when you call they say NO and they can not get Blue Cross to remove them from the web site. So, don't just trust that the web site is correct about who is in network.
Search found 1 match
Return to “Stand Alone ER's / Rip Offs or ...?”
Search found 1 match
• Page 1 of 1
- by rotor
- Sun Oct 07, 2018 3:26 pm
- Forum: Off-Topic
- Topic: Stand Alone ER's / Rip Offs or ...?
- Replies: 35
- Views: 10059
Search found 1 match
• Page 1 of 1
Return to “Stand Alone ER's / Rip Offs or ...?”
Jump to
- Administrative
- ↳ Site Announcements, Questions & Suggestions
- ↳ Test Area
- ↳ Technical Tips, Questions & Discussions (Computers & Internet)
- Resources & Links
- ↳ CHL Checklist
- ↳ Government resources & CHL-related links
- ↳ DPS Updates
- National Rifle Association, Texas Firearms Coalition & Good Guys United
- ↳ National Rifle Association
- ↳ Texas Firearms Coalition
- ↳ Good Guys United
- General
- ↳ General Gun, Shooting & Equipment Discussion
- ↳ General Texas CHL Discussion
- ↳ Gun and/or Self-Defense Related Political Issues
- ↳ Rifles & Shotguns
- ↳ New to CHL?
- ↳ The "Waiting Room"
- ↳ Other States
- ↳ Shooting Ranges
- ↳ Reloading Forum
- ↳ Never Again!!
- ↳ Competitive Shooting
- ↳ Hunting Photos
- ↳ Books & Videos
- ↳ Off-Topic
- ↳ Ladies
- ↳ Anti-gun propaganda and other lies!
- ↳ Second Amendment Cases
- Day-To-Day
- ↳ Holsters & Accessories
- ↳ LEO Contacts & Bloopers
- ↳ "How To" Tips
- ↳ Job Board
- ↳ Camp's Corner
- ↳ Prayer Requests & Updates
- ↳ The Crime Blotter
- ↳ Self-Defense Reports
- ↳ Training & Practice
- Instructors , Classes and Training
- ↳ LTC Class Schedules & Locations
- ↳ Basic & Advanced Training (Non-LTC)
- ↳ Past Classes
- ↳ Instructors' Corner
- ↳ General
- Market: Buy, Sell, Trade - Please check the minimum posting requirements in Forum Rule 13
- ↳ Holsters, Accessories, Reloading Equipment & Supplies
- ↳ Firearms
- ↳ FFL Holders
- ↳ Closed Items
- ↳ Commercial Vendor Bargains and Deal
- ↳ Non-Firearm related items
- Community Service Announcements
- ↳ General Announcements
- ↳ Animal Rescue
- ↳ Prior Year TexasCHLforum Days
- ↳ 2012 TexasCHLforum Day at PSC
- ↳ 2010 TexasCHLforum Day at PSC
- ↳ 2009 TexasCHLforum Day at PSC
- ↳ TexasCHLforum Day at PSC 2008
- ↳ Feedback - 2007 TexasCHLforum Day at PSC
- ↳ 2007 TexasCHLforum Day
- Legislative
- ↳ General Legislative Discussions
- ↳ 2019 Texas Legislative Session
- ↳ Governor's Abbott's "School and Firearm Safety Action Plan"
- ↳ Crimes on Campus
- ↳ Prior Session: 2005 - 2017
- ↳ 2015 Legislative Session
- ↳ 2013 Texas Legislative Session
- ↳ 2013 Calls-To-Action
- ↳ 2011 Texas Legislative Session
- ↳ 2009 Texas Legislative Session
- ↳ 2007 Texas Legislative Session
- ↳ 2005 Texas Legislative Session
- ↳ Goals for 2007
- ↳ Concealed Carry on College Campuses
- ↳ 2017 Texas Legislative Session
- ↳ 2017 Legislative Wish List
- ↳ Federal
- Elections
- ↳ Prior Year Elections
- ↳ 2012 Texas & Federal Elections
- ↳ Texas - 2008
- ↳ Federal - 2008
- ↳ 2014 Elections