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I have several co-workers who participate in tough mudder every year. From what they described, I would not carry through the course. They've talked about having to swim through ice water, and crawl under electric tazers that shock the fire out of you, and a bunch of other stuff that i would not consider good environs for a gun. Couple that with higher than normal chances for it to become "un-concealed" or even fall right off of you given the mud, water, and strange bodily positions you might find yourself in, it just seems like too much trouble and risk.