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There's a time for talking & a time for action, but my pea-brain can't do both in a stressful situation. If the threat is far enough away but too close for comfort & not moving quickly toward me, STOP will fit the bill. If the threat is moving toward me quickly, then I'm on the move & drawing. What happens next will be a reaction to what the threat does - if the threat continues to move toward me, BANG (repeat as necessary); if the threat breaks off the advance, the gun goes back to the holster & I get out of Dodge.

Mind you, this is the general scenario that I've played out in my head as a mental excercise. I tend to constantly evaluate my "what would I do if" as I go throughout my day in different encounters. And I hope I never have to put any action behind any of it. I hope to be one of those 20 or 30 year chl'rs that have only dealt in hypotheticals.