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Plenty of good holsters are available for both IWB and OWB. Companies such as Raven Concealment, Comp-Tac, Tucker Gun Leather, and Remora all offer good holsters that will suit your needs. Personally I use a Comp-Tac Spartan and find it to be excellent. However I am about to order a Raven Concealment Phantom also. Of the ones I mentioned Tucker is the most costly and Remora the least. So if money is an issue Remora is were I would start looking. If not then look around and find what suits you taste best. You really can't go wrong with any of the above mentioned companies.

On you OWB for range work comment. Why just the range. OWB can work equally well away from the range, it is all a matter of appropriate holster. As a matter of fact all the companies I mentioned offer OWB concealment holsters. So I suggest looking around and finding the holster(s) that suits you best. Also remember that one holster will not cover every need and variety is the spice of life. Thus your original concept of multiply holsters is a good one. There is a reason I have 5 holsters for my pistol. But there is also a reason I use the Comp-Tac 95% of the time.