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I also started out with a Fobus OWB for my M&P but never considered it for CC. I got the Fobus mainly for range use but it's been collecting dust ever since I got my CBST. If you didn't order the Combat Cut option I would suggest giving them a call and paying the extra $7 to add it. I did not opt for the Combat Cut and ended up sending it back to them to trim away the extra horsehide. I found it too difficult to get a good grip with the extra material there and it quickly rubbed a raw spot on my thumb when I practiced drawing. They say the Combat Cut option diminishes the comfort factor but I can wear mine all day and can't tell any difference in the comfort level. This is the first IWB holster I've ever used and I don't foresee trying another anytime soon because my Crossbreed is that good IMO. YMMV.