-- I have a gallon jug just for quarters and a jar for everything else.
The "everything else" gets counted and wrapped and hidden away.
The gallon jug gets filled, counted, wrapped and used for a "special" luxury purchase. Once it went toward a down payment on a car, another time for a camera, and yet a third, for dental work (oh, well).
Though there is no urgent need, I am wanting a shotgun. So, my latest plan is putting away the first $20 from each pay cheque. Hidden out of sight, out of easy spending. In a year, there should be enough to get whatever might catch my eye. Not instant gratification -- but the roof stays over the head and beans in the belly.
