TexasCHLforum.com

Here's one other thing to consider, for those of us who think that the hassles of shooting would outweigh the decision not to shoot:

The BG's had the guy's wallet (and his ID, drivers license, which shows his address), and his car keys (which almost certainly had his house/apartment keys attached), and the GG was now a pedestrian so he could not secure his residence against folks who not only had the means, but probably the ability to burglar his house after robbing him at gunpoint.

That much is a fact - here comes the What If's:

Who's back at the house? Wife, child, multiple children? What kinds of things would a guy have in a house that the BG's could get quickly (remember, they now know where he lives and have his keys)?

In this case, it's not just immediate effects that should be considered. Did this enter into his mind when he made the completely legal decision to shoot? Who knows, but I do know that it's one of the things I would be thinking about were I in his position.

Final point: jmra, if I remember correctly, you're not really a fan of the CHL insurance schemes... well, the reason I pay the [Pre-paid legal service] insurance is to help take care of some of the 'hassles' in case I ever have to use a firearm to defend myself or others. Nuff said.