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I wear the Blackhawk rigger belts everyday, have for 13 years. Big fan.

You have the right idea about appendix carry, but not just because it's more concealable, but because it's faster to draw from and has infinitely better retention capability during a struggle. For my daily carry G17 I prefer a kydex appendix AIWB holster (Dale Fricke Seraphim or Ehud), but will go to leather (Galco IWB clip-on with spare mag), and even a trigger-guard only kydex (Dale Fricke Zack) when deeper concealment is needed.