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One provides you with a lawyer from a specified firm in the event of a problem. The other provides with general protection which could (hopefully) be used for legal costs and/or liability. You would need to read the specific agreement to understand what it covers.

My understanding is that this protection only extends to your house car or place of business.

Also, I don't think that there is anything to stop someone from suing you, you probably would still have costs defending the suit which you would hopefully win.

b322da wrote:

Winchster wrote: http://www.[Pre-paid legal service].com These people will be your attorney through trial, both criminal and civil, if you are an "innocent shooter involved in a murky legal process". It's cheaper too.

This points out helpfully, Winchester, my point about different folks, different insurance choices and needs. I deemed liability coverage as an important element for me; not just paying for a lawyer, so of course "it's cheaper too," as one would expect. This is the kind of distinction all should consider when (if) making a choice of alternatives. I went one way on this question, and you apparently went another way. I do appreciate your pointing out this difference, and I think it is one all should consider based on their own circumstances, needs and financial capacity. I certainly could not say that my choice was better than yours -- just that one makes his choice and pays for it.

Best regards,

RetiredE9 wrote:This is follow-on to an earlier thread I posted regarding CHL insurance. In 2007 I purchase an "insurance" (it's not really described as insurance so I'm not sure I should call it that) plan that guaranteed me free legal representation all the way through a Grand Jury if I was involved in a CHL shooting incident. Apparently if the Grand Jury indicted me, I was on my own after that; fair enough, the premise was that I was an innocent shooter involved in a murky legal process.

I thought it sounded like a good idea since my liability insurance didn't extend to that. I signed up and thought I was covered. Now I have my doubts and I'm debating whether to renew or not. Website here

http://www.chlpp.com/index.html" onclick="window.open(this.href);return false;

My question is this. Does anyone here have a similar protection plan? Can you recommend another protection plan provider? Or do I need such protection at all? I would think that some protection would be a good thing if only to get me through a potential legal process without incurring additional legal fees.

Suggestions? Comments?