One provides you with a lawyer from a specified firm in the event of a problem. The other provides with general protection which could (hopefully) be used for legal costs and/or liability. You would need to read the specific agreement to understand what it covers.Winchster wrote:I wasn't bashing your choice at all. I'm curious as to what the difference is between "insurance" and the attorney option I pointed out.
My understanding is that this protection only extends to your house car or place of business. Also, I don't think that there is anything to stop someone from suing you, you probably would still have costs defending the suit which you would hopefully win.Winchster wrote: Is the liability coverage for civil liability protection? If so, why do we need it since the law was changed in 2007? (No civil liability for justified self defense)