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seems as though its a good idea to disassemble a gun and inspect it after every use.

From a practical standpoint, it is not always possible or easy to disassemble, clean and inspect after each use (at least not immediately after). Thorough cleaning and inspection can allow you to be forewarned of some impending issues, particularly if you notice significant wear on sliding or bearing surfaces. You might also notice cracks in frames, forcing cones, etc... before they let loose catastrophically. Fortunately, with quality arms the vast majority of us aren't likely to ever see such issues with our guns, but these issues do still occur.

If there is a serious concern about FTF or FTE with a particular gun, it might be best to practice/test a bit with it before having to take the proficiency test. If it runs reasonably well in the practice/test session, you should be good to go but you might want to clean and lube it before taking the test.

As to your question about what to do, if possible, clear the jam and keep going while on that segment. If time expires and you have not gotten all the shots in, so be it. If the jam is beyond your ability to clear quickly and easily, get the instructor's attention while maintaining good muzzle discipline and before the next segment is called. Preferably, lay the gun muzzle forward on the bench if you are behind one and then summon the instructor. As I said, a few dropped shots should not prevent you from passing the test. You have more than one chance to pass, but if the gun runs reasonably well you should only need one.

Ruark,

Glad to see you over here. Assuming you have the same handle here as there, I was one of the recent responders (under a different ID) to your "Following" post over on TFL. Welcome to this forum!! There are a bunch of great folks over here and a huge amount of good information.

Like any good Boy Scout, be prepared and bring extra ammo to the CHL class even though you don't expect to need it. Don't sweat the proficiency test if you are familiar with how your pistol operates. The course of fire is heavily weighted to close-in ranges, and if you and the gun can group at all you will likely end up with a large ragged hole on the target (it's hard to tell exactly how may projectiles went through such a hole) with several smaller holes outside that. Potentially dropping a shot or two shouldn't really play into whether you pass or fail, and if you have a stoppage but clear it safely and quickly it can be counted as good experience.

Best of Luck. Keep in mind that the waiting will REALLY begin once you have taken the class and submitted everything.