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I've tried 'em all except the velcro. Here is my take:

Ordinary belt clips: such as Comp-Tac Minotaur or Crossbreed SuperTuck. Easiest option for putting the holster on and off. Carries the gun securely. The belt clips are visible, sure, but no-one will ever notice them. I would only worry about a visible belt clips if I had to wear them someplace like going to work everyday and absolutely never wanted someone to wonder what is on my belt. These are perfectly acceptable for everyday carry and my preferred choice. Also, I far prefer the Comp-Tac clips to the Crossbreed clips, because they do not mar or scuff my belts. I even bought extra clips from Com-Tac and mounted them on my Crossbreed holsters.

C-Clips: Less visible than ordinary clips. More difficult to take on and off. Over time, they are harder on the belt as you are forcing them over the edge of the belt. I have them, no longer bother using them.

J-Clips: Less visible than ordinary clips or C-Clips. Downside is all the weight of the holster and gun are carried by the fabric of your pants. All the J-Clip does is place the weight on the fabric and the J-part under the belt prevents the holster from pulling out when you draw. Tried these for a while. Don't use them anymore.

Velcro-Clips: Theoretically the best concealment. It appears to me the two downsides would be how velcro gets "gunked up" over time, and potentially less flexibility in where holster position (once you place the velcro on the belt, you have to wear the holster in that position). I would definitely try velcro carry if I was dissatisfied with ordinary belt clips.

One of the other reasons I now use the ordinary clips is I've been carrying a lot of years and gradually realized how clueless everyone is. No-one ever notices. I ever open carried IWB (i.e. grip showing above the belt) hundreds of times in other states and only had someone notice a gun a handful of times. Really, no-one notices.