This is a great place to learn and to ever tweak your knowledge.
I think you nailed it on your thoughts in your OP and I would
not disagree on any of the responses.
Everyone is different and it is good to be concerned with
the expense aspect especially in today’s economy.
Not to equate CHL to a hobby or a sport but if you were going to suddenly
take up golf the initial outlay would seem staggering and the amount of money just to get started would dissuade most people before the first club was bought.
If you have made the decision to get your CHL then MHO would be to get the license
first thing. As far as equipment everyone here has individual ideas on what floats their boat. These are my opinions and opinions only but here is my list.
1. Handgun – Lots of good working defensive handguns can be had for $350.00
2. Holster - Lots of good holsters can be had for less than $80.00
3. Ammo - Use just one type and be confident in its use. 50rds/month $30.00
You may want more but you may not need more. Amortization will drop considerably after the first year.
Full Disclosure on my haves, not needs.
I have more than one handgun.
I have more than one holster.
Sadly, I have more than one type of ammunition
I have more than one opinion and many of them my wife finds disagreeable.
Glad you are considering CHL and welcome to the forum.
