TexasCHLforum.com

Lots of stuff used to be hidden deep in the bowels of several ledgers and required a long visit to county hall of records. Some of those records are just best guess conjecture and can not be expunged.

For example, a gent with the same surname, but different in every other category imaginable, used the serrvices of Ace Bail Bonds. That same gent absconded and didn't make his trial date. The good folks at that Bonding Agency, intent on recovering their loss, or intent on revenge, placed a lien on my home. The footlose gent and I do have the same surname, but thats all we have in common.

This little mix-up was discovered when we applied for a second mortgage somewhere back in the mid 80s. It took lots of digging on the part of the bank, me, and a cooperative records clerk to get this information.

These ledger entries can not be expunged, erased, modified, etc. Its still there. I did provide the bank/mortgage co. with a stmt to that effect. All was well ...kinda.

There was some protection when information was difficult to obtain. Now, the accusations are computer accerssable with a click, password, and annual pmt to a public data access base.

I can provide a first blush inquiry into arrests and court decisions, civil and criminal. The deeper the inquiry, the more expensive the search. If you have a barber's license or a license to drive an airplane, I can find it. So can you. CHL is supposed to be protected. I don't know. If your license plate is visible, a first blush inquiry will reveal who, where, when, amt paid, who lent you the money( title holder) and your address.

Demographic marketers get into it also. It you attend a ball game or six flags, marketing folks will eventually know how far that vehicle drove to attend the event.

I pay my annual fee to access the public records. I gotta keep up with my namesakes. No worry about keeping up with the Joneses, just trying to keep up with the folks who try to divert their mess in my direction.

The last I heard, a gent using my surname had gotten into difficulty with the Los Angeles Sheriff. This time, my accurate name, ssn, dob, and home address were given to the LA Sheriff Dept. I even heard from his attorney. I don't know how this gang banger drug peddler got this info. But, its out there. So is yours.

salty