I own a firearm I would not risk the bumps, bangs, and like, not to mention possible theft if I’m incapacitated for any reason, or confiscation by LEO.... That gun is not my chosen carry gun. At the same time, I’m not carrying a pistol that is not the best available to me for the task.. Money is just money.. Odds are I'll never use it to defend myself. Odds are if I do, It will not be taken from me.. that leaves a very small chance that a gun I’m not likely to use, and not likely to be taken from me will be lost to confiscation and that’s a risk I’m willing to accept, vice carrying a lesser gun I would consider a throwaway.