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Even as a woman, I wouldn't want to risk it. (And we ladies have other things to think about than our wallets.)
If I saw three men approaching me at any gas station, at ANY time, and I did not know them, I would assume they were up to no good.
I wouldn't pull my gun at this point, however (if I didn't see a weapon). I would take the gas pump from my car, get into the car, lock the doors, and drive away. Once I felt safe enough to do so, I would return to pay. (I usually wouldn't need to, as I pay at the pump, and the station would already have my card number.)

Your best bet is avoidance. (It's also cheaper.)

Now if they pull a weapon, or get too close and are threatening me, its a different story.

fm2 wrote:I wonder when/if the code will catch up to identity theft problem? Your identity is not so easily recovered.

Excellent point!