I've had my two KelTecs for a couple of years. Both have been 100% reliable and "reasonably" accurate at self defense range. Neither are target pistols, but then I didn't buy them expecting that either. Center mass hits are no problem with either at a reasonable distance.
No "fluff 'n buff" or trips back to Cocoa necessary.
Having said that, the P11 is at the bottom of my favorites list when I can cc a 9mm... I have other compacts that are simply much more accurate, and "feel better", with better trigger/strikers.. But each of those cost over twice as much as the little P11. The P11 "is what it is", and I have no concern about reliability or durability..
The P32 is my final "anyplace, anytime" choice for cc. Actually my wife has confiscated it and now for a bug I use my first series NAA Guardian. Both the Guardian and the P32 are about the same in accuracy, but the KT is lighter.. Either pistol with 32cal ammo are preferable TO ME than harsh words..
I think in my limited experience KelTecs are well worth the money, and IMO the P32's and the P11's are the "picks of the litter" in KT pistols. The first series P3AT's were iffy, as are the early PF-9's..
If you ever have the chance, shoot a Walther P99c/AS.. Finest pistol in an overall package I've ever seen... Fantastic accuracy..
But, I'm prejudiced..
Best Wishes,
J. Pomeroy