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I have read other pre-paid legal services contracts offered at a previous worldwide employer and they had limitation with regard to the number of hours spent on a case as well as the the number of courtroom hours defending a case. After that dig into your pocket.

I am also a member of several aviation professional groups with lobbying arms that offer pre-paid services specific to aviation related issues. Although these may provide a valid service one has to weigh the risk/ benefit/ value of what amounts to an insurance policy. If I took out a policy (insurance, pre-pay legal, extended Warranty) for every thing one was offered on My whole paycheck would go for that. We all must evaluate for ourselves those services which provide us piece of mind.