Exactly - this is how I've always understood this. And that's what upset me enough to nix the sale with them. I wont' be "reporting them" to VISA/MC or anything vindictive like that (tough enough for a quality gun-related business in this country).barres wrote:It does cost the dealer a small amount to process each CC transaction, so I understand them wanting to recoup that loss, but the CC companies will not allow you to charge more for the use of a CC per their licensing agreement with the vendor. Vendors are allowed to give a cash discount, though. It all depends on how the pricing is worded, in so far as whether it violates the agreement with the CC processing company.A-R wrote:They lost a $500-plus gun sale to me because of this policy, which was not disclosed to me until I removed the card from my wallet.slowpoke wrote:the firearms are priced for cash or check,credit card is 3% more.
Wonder if VISA/Mastercard folks are aware of their store policy? Goes against the card companies user agreements, I believe.
But there was only one price listed on all their guns and I wasn't told I'd have to pay more until I took the credit card out of my wallet. Regardless of laws, rules etc., this is simply not an honest, up-front way to do business. It's not a huge amount of money either way, but it is enough to buy an extra 50 rounds of FMJ to try out the new gun. And their store is a ways off the beaten path, so it's very inconvenient to show up find what you want and only then be told you need cash to get bets price (closest ATM is probably a 10-15 minute drive back to Brenhem).
Had the price sticker said "cash price" or had it been priced 3% higher and said "3% discount for cash buyers" I'd have no problem with their store policy. Still wouldn't pay them 3% more for a gun that was already priced at the upper limit of what I was willing to pay, but it would have certainly saved some aggravation and left me with a better impression of their business.
Anyway, it is an amazingly well-stocked store. And the CC policy only applies to guns (not sure why) so I did buy some JHP ammo from them.