TexasCHLforum.com

Thanks for the responses so far - I guess I should expand the scope of my question a bit, adding a request for feedback from people that have had experiences (pro or con) making a claim on their firearms insurance policy - buying a policy is easy - claims are a whole 'nother deal.

In addition to the NRA insurance, I also saw Sportsman's Insurance Agency - they charge $1.25 per $100 of insured value - in my situation, they'd charge a bit more than the NRA's ArmsCare Plus - I read of a few bad reviews on the ArmsCare Plus, as far as actually getting reimbursed if firearms were stolen, so I'm looking for alternatives.

I'm looking for suggestions on insurance to cover my personal firearms - I don't want a firearms safe(s), and I don't wanna hide them inside the wall or bury them in a cache of some sort - I just want them adequately insured. My current homeowners policy covers my firearms (replacement value) without any requirement for an inventory with serial numbers shared with the insurance company - my agent gave me a heads up that the firearms policy is going to be changing in a year or so, requiring a listing with descriptions and serial numbers shared with the insurance company, along with the firearms being handled separately from the rest of the household's personal property - perhaps a separate rider.

I don't have any firearms that I'd classify as collectable or irreplaceable, just a bunch of guns that I've acquired over the years - all I'm looking for is to be made whole, financially, if the guns are stolen. I have measures in place to secure my home, but it's not a fortress.

Any suggestions for a homeowner's policy that's more friendly towards firearms, or a separate policy that'll give me what I want? I'm already looking at the NRA's Armscare Plus policy. THANKS!