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Usually: a commander-sized 1911 in an MTAC holster, at about 4:30, two spare magazines just behind 9:00 in a Comptac Kydex double mag pouch along with a J-frame on an ankle rig. The backup is more about being able to hand a gun to someone else in a tight situation than having a second gun for myself.

About one day a week: a S&W 4" 686 in a Galco summer comfort holster at 4:30, with a duty-style dual-speedloader pouch at about 2:30. The speedloaders sometimes get pocketed, or swapped for strips, based on the shirt I might be wearing.

The 686 rig and duty style speedloader pouch aren't EDC, and I usually wear a "shoot-me-first" vest with that outfit, but I mention it to make the point that you can conceal and carry anything you decide to. It's a competition rig, (I decided to run a wheelgun in IDPA for a while), but I *HATE* swapping guns and carry rigs just for a match, then swapping out after the fact. We always go to dinner after the match is over, and I simply pull my shirt over the rig, drop the vest, and go eat...and it works...and I carry the same thing to the match that I shoot in the match. If the speedloader pouch seems too bulky, the loaders go in a pocket, and all is well.

Funny thing is, I have found that I have more trouble dealing with a reload (extra mags, or speedloaders) than I do the pistol itself...

And as TAM mentioned, I too have a whole drawer full of holsters that I don't use, and 2-3 that I do use, for everything that's in the carry rotation...it's become a running joke around the house!