TexasCHLforum.com

johnson0317 wrote:

Tx_XDm wrote:The USCCA Self-Defense Shield dose not sound half bad it is pricey but seems to cover nearly all the basis.

I am a member, for now, of the USCCA. I chose to not use this "coverage", because of the fine print. You are getting no money up front. You have to apply for a "grant" to get fees paid. On top of that, they do not provide experienced lawyers automatically. You need to either have one on retainer, or you can use their list of lawyers friendly to CHL. I promise you, if I get arrested for having to use my weapon, I do not want to sit in jail while I am trying to find a lawyer, and then have to apply for a grant to get some money. I want to be with a company that has a 1-800 number to call, which then provides a lawyer, and does not look for any money. For that reason, I have both the [Pre-paid legal service] and CHL protection program. With the two of those combined, I am covered for using my weapon in Texas, and any state with reciprocity. I am covered against criminal as well as civil...all the way to aquittal or conviction.

I have to be honest, I am not sure why I joined USCCA. I was new to the concealed carry thing, and I was looking for all the information I could find. What I found with USCCA was that I get a lot of high-pressure sales pitches to buy his product, his brother's product, his father's product (no kidding) and so on. Now I get about two emails a day about this self-defense plan. I am really getting tired of it. I also joined FrontSight and get nothing but high pressure sales emails, and "Captain Chris'" Close Combat Training and get nothing but high pressure sales emails...I guess I am a little bit of a sucker. If good close combat fighting was as simple as "Captain Chris" makes it out to be, then I have to wonder why it takes about a hundred different DVDs to teach it. Why does "Captain Chris" sell a $800+ course that allows you to proudly display a certificate saying you are a qualified instructor of his Close Combat Techniques...when you could be a bed-bound 90 year old that simply wanted a new action DVD series to watch, and you never have to show one ounce of proficiency. I guess the fact that you have almost a grand to drop makes you a proficient something or another...shill, mark? Why is USCAA located in Wisconsin that, until very recently, was a non-CHL state? Why is FrontSight in California where I would not travel to in the first place since they are so CHL unfriendly. Why, why, why?

Why does Rob Pincus, with the Personal Defense Network, suggest you store your home defense weapon unloaded? I really can't figure that one out since most of the stuff he says seems to be good.

OK, sorry, thread hijacking just took place. I guess that has been building up for awhile. I hope I don't sound like a idiot.

RJ

bowserb wrote:Just found another one from a Tom Gresham show at last year's NRA convention:

http://armedcitizensnetwork.org/" onclick="window.open(this.href);return false;

And that's all I know about that one!

bowserb wrote:

wgoforth wrote:US Concealed Carry Asc has an interesting sounding coverage https://www.usconcealedcarry.com/self-d ... pgrade.asp" onclick="window.open(this.href);return false;

I took a look there. Several years ago I was a member of USCCA. After the management demonstrated questionable judgment in its editorial policy, publishing an article that many, many people considered innapropriate and at the very least in incredibly bad taste--and then issued a non-apology--I let my membership lapse.

My question about this "shield"--and one on which I could find no info, since part of their website is not functioning--is what are the financial resources behind the Foundation? Since their links a broken today, all I can find out is that the Platinum plan which is normally $297, is now on sale for $77. If it were real, that would be a remarkable bargain compared to, say, the NRA plan. The key to any insurance is the financial strength of the company. If USCCA Foundation has $15,000 in cash and CD's, then how much help can it really provide? So, you call for $25,000 in legal assistance, because you just shot a BG, and you've been taken downtown for questioning and the BG's "fiance" has a lawyer ready to file the lawsuit, what does USCCA Foundation do? Write you a check or file Chapter 13?

If the USCCA plan is underwritten by a major insurance company, then that should be prominently advertised in their promotions. Since it is not so advertised, I can only assume that its resources consist of fees paid by members. At least the NRA-endorsed plan has an A.M. Best-rated insurance company on the hook, although they could bail as well.

As much as I have searched, I have not been able to find a story of anyone being assisted by any of the prepaid legal or insurance plans. I'll grant you, the probability of needing one is low, so the chances of finding anyone on any of the forums who has used one is even lower. Still, I'd prefer to not throw away money on a scam if I can avoid it!