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"if a person is shot then the scenario changes"

"It changes pretty dramatically if that person is YOU!" very true, have you also considered how dramatically it could change if some hero wanna be shoots at them under the posted scenerio and both robbers start lighting up every person in the bank? Under the posted scenerio I personally cannot see a logical reason to start shooting, ceiling tile are cheap, innocent human life is not. Active shooter situations is yet another reason why crimson trace grips are valuable, no need to line up sights or perform the spray and pray and hope the right person is hit..... too many variables, I do stand by my statement that I am not protecting somebody elses money.............

Personally I was not placed on this planet to protect other peoples money, my first priority is to return home safely, being a dead or wounded hero is a last option. The bank will not be very friendly to you if you take any action and they will rapidly distance themselves from your actions. Typically shooting at the ceiling is meant to distract and instill fear in those around to efficiently get in and out with nobody trying to play hero. Like others I would try to find some sort of cover and have my handgun ready although hidden from plain view, if a person is shot then the scenario changes. The emotional stress that one will go through after a shooting is not worth the money that the robbers may escape with, let them go with it, being written up in the "Armed Citizen" is not very high on my priority list, matter of fact it is not even on the list........