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If you will not carry with one in the chamber... then go sell the thing and come back and join us once you get over it.

This never once crossed my mind when I got my first pistol. I cannot begin to imagine where it comes from. Take a look around at all of the cops, Feds, Military, Armed Security and so on who carry guns daily without incident.

What is it about you that makes you think your experience will be any different?

I am sorry to be so harsh, but it boggles my mind to think of the type of person who is aware enough to know what is going on out there that they feel the need to get a gun and a CHL and start carrying... yet this same individual is timid enough to not want to carry chambered and actually have the dang thing be useful in a literal "half of a second makes the difference between life and death" situation.

Where anyone is going to get into trouble is when they are fumbling around with the thing. Get a good holster (Preferably kydex) that covers the trigger area to the point that you cannot get anything in there. Chamber your pistol, put it in that holster, and leave it in there! Put the holster on in the morning, and take it off at night. Leave the pistol alone in there and you will have no problems. It is the guys who take it out and unchamber it every night for whatever reason that are going to have a ND. It is the guy who has to pull his piece out to show off to his friends who is going to have a ND.

I have been carrying daily since I turned 21 in 2004 and I have yet to have any problem, and do not anticipate that I will. I have a respect for the weapon and what it can do, but I am not afraid of it.

And that is the difference... respect and fear. If you are fearful, you will want to carry without one in the chamber. Get over your fear and join the rest of us.