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FWIW, I also own a MTAC and think it is an excellent holster, but I finally started carrying OWB because it is just easier, and I've concealed both double stack and single stack pistols of all sizes with no real problems. Smallest guns are either a tiny little scandium j-frame .357 or a Kahr PM9. Largest guns are either a 5" 1911 or a full sized M&P45. Several sizes in between too.....Glock 19, for instance. To each his own, and there is no "wrong" way as long as the gun is concealed, but for me it just turned out to be a whole lot more comfortable with an OWB holster.