TexasCHLforum.com

First, congratulations on getting your CHL. It's a big step and I'm glad you did it.

Secondly, AWESOME choice in pistol. I love the XD and XDm. Check out the link in my sig for an XD group.

Finally, I agree with the other responses. There have been multiple posts on this. Generally, the reason for not chambering is you won't have time if you need your pistol. Most shootings occur at very close ranges and if you needed it, there is no way you'd have time to chamber a round. Try this with someone. Have an unloaded pistol and have someone come at you and see if you can draw and rack the slide and get on target. You will not be able to do it.