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The owner of the gun store I bought my first handgun from was very well versed in secure carrying. He demonstrated to me how to disarm anyone OCing with the opposite hand. For example, taking a gun from a right handed holster with his left hand from behind. The reason he does that is because A: it is easier to unholster a firearm with an fbi cant that way, as the angle of removal allowed him to go from behind to front very easily, and most importantly B: it allows the use of his other hand to block any attempts of the gun owner to block access to the firearm. Normally, anyone OCing (like a LEO) is trained to grab the muzzle of the gun and torque it away from his/her body, which then effectively locks the gun in place because the gun would have to go into his/her torso for it to be removed at that angle. He demonstrated that with insane accuracy and speed the disarming technique. He also mentioned that most convicts learn how to do this and other techniques in jail or prison for any type of popular holster, whether it be a Serpa, Blade-tech, Bianchi, etc. It's just thug life 101 on how to disarm a LEO.

Because of that, when I use a OWB holster, I always have a cover garment. At least that way A: it is way harder for the potential perp to know what kind of holster I have or that I even have a gun. and B: unless the bg is in front of me bumping shoulders, it will take multiple motions to disarm me.