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by zmcgooga
Mon Jan 15, 2018 4:06 pm
Forum: Off-Topic
Topic: Crypto-currencies
Replies: 202
Views: 42148

Re: Crypto-currencies

The Annoyed Man wrote:
bbhack wrote:
Russell wrote:What are yalls thoughts on Ripple?
We have a little Ripple. Bought some back when you could buy it on their website (2 years ago?). Recently picked up a few more.

Ripple is a commercial payment infrastructure, so it is different than all other things out there, even though they look deceptively similar. Past that, I don't know. I guess it's as good for speculating as other things.
The deal with Ripple is that a few banks are using it now to process their transactions. The hope is that it will become sort of universal to the banking industry. If it does, then those that got in cheap will get rich pretty quick. I had some Ripple (XRP).....not too much, maybe $100 worth. I bought at about $2.35, watched it go up to around $3.75, said to my self “yippee, and we’re off”, and then watched it go back down to $2.35. I bailed and converted it to Ether, all except for 0.918 XRP that Binance wouldn’t let me convert for some reason. Right now, XRP is trading at $1.98 on Binance.

I’ve been browsing the Reddit XRP/Ripple forums to see if anyone has an explanation for that price drop than Coinbase’s announcement that they would not be adding XRP to their stable this year, and for some kind of intelligence on future projections. OR, will XRP turn out to be another dud? Who knows. In the meantime, I’ve just deposited my Christmas cash by wire transfer to Coinbase/GDAX and plan to invest it in 2 or 3 other coins which I’m doing research while I wait for the transfer to complete.
Ripple was/is my first ever Crypto invesment, I got in around $0.23 back in November because it's the only "coin" that (to me at least) has any practical use. The sharp drop in December was mainly due to the main sites (coinmarketcap.com) dropping S. Korean exchanges from their averages. Since S. Korea's exchanges are closed only to them their trading prices where usually a dollar or more higher than the global average so to try and reflect the market averages more approximately they dropped the S. Korea averages which subsequently dropped the global average sharply, you can read more here https://cointelegraph.com/news/coinmark ... 20-billion Once that happened I think you had a lot of people worry that it was crashing and decided to sell. But on your note, I think the Coinbase announcement did cause some panic as well.

On a postive note with Ripple, they did just announce that they are partnering with MoneyGram to start testing their network with money transfers. I don't think that Ripple will ever reach the same price as BTC nor will it skyrocket overnight but I think if your looking at a longer term investment that it's one of the better ones to look at.

Just my 0.02

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