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I carry one in the chamber. Have since day one. I don't want to have to chamber a round when I'm in trouble. I don't care who you are. You will never be as fast as a guy who has one chambered when you draw and have to rack a round in. Every second counts and sometimes that half a second can make the whole situation different. Get you a good holster that covers the trigger guard and DO NOT play with your gun and you should be fine. I use a crossbreed super tuck and have had zero issues

Congrats! It does become second nature. I find now if I don't carry I feel wayyyyyyy out of place