An XD can be carried cocked and loaded but not locked and loaded. The presence of a hammer has nothing to do with the firearm being cocked now the presence of a manual safety that has to be turned off and on determines locked and loaded the XD has no such manual safety.Right2Carry wrote:Again I think a question was asked. How do you carry an XD cocked and Locked? It has no hammer.
To get back to the original thread keeping a gun loaded and ready to go won't hurt anything you should replace carry ammo at least once a year the $1.50 or so a shot is cheap insurance.