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Since you reference the Serpa, are you set on an outside the waistband holster (OWB)? If so there are many great options. Just the same, you might find inside the waistband (IWB) holsters conceal better, though not always. I’m a big fan of the hybrid IWB designs but there are all plastic/kydex options as well. Vedder holsters and Crossbreed holsters are two that come to mind off the top of my head. Others will have more suggestions I’m sure. I would see what everyone suggests and then poke around on the various sites.

I will say, as you’ve already found out, the Serpa is not a very concealable holster design, not that it can’t be done, but it’s more difficult to do successfully.