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All my guns from my manufacturer of choice -- Springfield Armory -- have a grip safety and a trigger safety. While the grip safety sometimes feels cumbersome, I KNOW that my piece will not discharge unless a proper grip has been established AND the trigger has been fully engaged. Ultra Safety Assurance, baby. I have no concerns whatsoever with keeping my XDs inside my waistband with a round chambered. I KNOW it will not discharge unless I've got a BG or paper target in my sights and have chosen to engage.

I will never own a handgun with a manual safety, save for a 1911.

I used to own an S&W SD9VE. It had no safety mechanisms whatsoever. While that's debatably a nice feature, I hated that pistol oh so much. The trigger was terrible; the mag would fall out with absolutely no contact on the release button; feed and ejection failures galore (amongst numerous cartridges and loads). I fixed the feed issues with a polished feed ramp, but the ejection problems still ran rampant. I sold it for $20 less than I bought it for.

No sir, I go gangster style. My belt does all the work for me.


Of course I use one. The holster resides in my waistband.

I simply fail to see the point in carrying a piece that's not ready to rock.
I'm on day 2 of my CC journey, and I'm comfortable with with shoving my XDs into my waistband in condition one.
Hell, I have to carry in condition one; otherwise, I lose 12.5% of my ammo capacity.

Besides, one's weapon will not just "go off". You've got to pull the trigger -- intentional or otherwise. If you're not comfortable knowing that your weapon will discharge the first time you pull that trigger, it might be time to work on that trigger discipline. Whilst it's concealed, you've got your holster and safeties on your side.