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My wife had her CHL when I met her, and I never really thought I needed to get mine, until...

I was sitting at a stop sign after leaving Polytech High School in Ft Worth, two "gentlemen" were walking across the street in front of my vehicle, one stopped directly in front of my truck (spidey sense said "Get Gun out of console NOW" - which I did), while the other walked to the driver window, said "Get out of the car", and lifted his "wife beater" and showed me the butt of a poly pistol in his waistband, I shook my head and said "Mines already out", and proceeded to raise my weapon so he could see the .45 "tunnel", he turned and quickly advanced down the street, along with his associate. I went back to the school and called FWPD, gave descriptions, and filed a report.

I attended my CHL class the following weekend, and have been carrying since.