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Charles L. Cotton wrote:

Cedar Park Dad wrote:

Charles L. Cotton wrote:This thread is rapidly turning into a sales pitch for [pre-paid legal]. If it continues, it will be deleted.

Chas.

Chasmeister, you're in the field. What would be good suggestions for your happy go lucky CHLer in this instance, or even a CHLer with a wife who views curbs and walls as mere guidelines.

This is in regards to prior to any event occurring, when CHLers are just worried about liability, not after - Heavev forbid - assistance is actually needed.

I would never discourage anyone from purchasing any insurance or pre-paid legal plans they think are appropriate. My only caution is to make sure you know what you are getting and equally important, what you are not getting. Read the contract thoroughly. Can the attorney withdraw representation for any reason or no reason?

I do recommend getting the NRA self-defense insurance. It is true insurance meaning you are provided defense counsel in civil matters. In criminal cases, the public policy of Texas (and other states) prohibits one from insuring their criminal acts, so the policy becomes a reimbursement policy. That means you have to pay for your own defense, but you can be reimbursed for your defense costs, if you win, are not indicted, etc.

I do not have a pre-paid legal plan, but if I were to decide to purchase one, I would also get the NRA self-defense insurance to cover (reimbursement basis) the costs not covered by pre-paid legal plans.

Oh, did I mention to make sure you understand what you are not getting in a pre-paid legal plan?
Chas.

Charles L. Cotton wrote:This thread is rapidly turning into a sales pitch for [pre-paid legal]. If it continues, it will be deleted.

Chas.