TexasCHLforum.com

Tex1961 wrote:

Abraham wrote:Before taking an LTC course, research in advance if you're to be subjected to a sales pitch.

If so, I'd look for one that didn't subject me to a sales pitch.

I find instilling fear an unethical method of selling.

Yes, it's done all the time, but I don't have to tolerate it on my time...

They waisted 45 minutes of my time during my LTC class pushing insurance. I very pointedly asked the instructor if they get a commission from this company to which he replied yes.. I was quite vocal in class about being a captured audience and that I really didn't appreciate the hard core sales pitch. Of course I didn't get any response, but it did make more than one person in class re-think their decision to purchase immediately. After class and after a lot of research I went with a different vendor anyway which I am glad I did...

Can you tell us without mentioning names why you went with a different vendor, what kind of features they offered that you thought were better, etc.
This is an extremely complicated issue and very hard to decide which way to go. Understand that this site does not like names. We understand that this is not insurance.

I received an email today from the not to be mentioned company that says they have 1/4 million members so apparently they are a force to be reckoned with. It is my understanding that it is not legal for them to be advertised as "insurance". It is also a question as to how many cases they have actually represented. I don't have those answers either.

Apparently though this is a financial blessing if the company can bring in $2.5 million per month. We now also see other groups sponsoring legal services and I notice large scale television advertising by the NRA affiliated company.

All in all I can not make recommendations as to which way to go with any of these companies as we just don't have the data to know. It would be interesting to know how many of our members are involved. I don't know how many Texas LTC holders there are but let's assume 1 million. That means that 1/4 of them are affiliated with this company if we are to believe the statistics.

Statistically though the chances that any of us will ever need a legal service during a lifetime are low but not zero. I do not believe though that a "righteous" shooting will escape the hands of a district attorney or civil lawyer without considerable expense or downtime. It is not just a question of how much money that one has it is also a question of whether you will go to jail. In some areas of Texas I would think jail time might be more of a problem. How many of us have the finances to retain a lawyer? Does that lawyer have a knowledge about gun laws in Texas? Obviously the person that does bankruptcy cases is not necessarily skilled in gun cases. How would one even find a suitable lawyer to retain? I don't have any idea. Tough issues but obviously we all need a plan beforehand as to what to do in the worst case scenario. I think that is how these prepaid legal services prosper because they claim to be experts in gun law. Perhaps they are.