The Annoyed Man wrote:jz75455 wrote:JeepGuy79 wrote:Not trying to be a jerk, but why don't you pay the state what you owe them before you jump into something else?
Well the CHL is more important to me right now and more affordable.
Since I got behind I can no longer make payments and TX wants the full $900 up front. Can't do that and eat. I've tried calling and begging for a payment plan but, they don't care.
jz75455 wrote:Keith B wrote:Tbucher1218 wrote:The $250 insurance surcharge is for three consecutive years, as my son found out. So it adds up if not paid every year. Than possibly penalties for non payment.
Ahh, that may 'splain it.
$250 every year for three years with penalties. This is after the $300 ticket for no insurance... Fair?
Let me get this straight, just so I understand....
- You were driving without insurance, in violation of the law, because you can't afford it.
- You got stopped, presumably on a traffic citation, and in addition to whatever traffic violation you were cited for, you also were cited for driving without insurance on your car....otherwise how could they have known you weren't insured?
- You let that surcharge, or whatever they call it, go unpaid for three years, so $250 turned into $750, plus the original $300 for the citation, so now you owed (at that time) $1,050.
- The DPS allowed you a payment plan, and you paid off a total of $150.
- You stopped making payments after paying that $150 because you can't afford them, and now DPS wants the remaining $900 in full.
- You want DPS to let you go back to making the payments you couldn't afford before, but DPS won't let you make payments because you defaulted on the previous payment arrangement.
- Since they won't budge, you can't afford to pay the $900 because you have to eat.
- You can come up with $140 application fee, plus the $100 or so average class fee, plus the cost of ammo (and a gun if you don't already have one), food, and public transportation to the class (since you won't be driving with no insurance on a suspended license, right?).
- You don't want to pay your debt off before paying for getting a CHL because getting the CHL now is more important to you than paying off your other, older obligations.
Is that an accurate assessment? Just seeking clarity......
Pretty Close....
I was in college when let my insurance expire.. Needed the cash (bad Idea)
Got pulled over and got hammered with the no insurance, ate Romain noddles paid the fine $300 fine. Received the the Surcharge notice and made the first few payments.
Money was tight, so I stopped paying the surcharge.
Out of school and have a decent job as a tree cutter/inventory specialist ( keep tack of all tool, catchy title)for a local crew, Get picked up, don't have to drive to work.
I've been on for a year, got a raise and decided to pay my surcharges. Called DPS and was told it will be $900 and no payment plan. Cant do that.
I have a car and insurance but I rarely drive. I can walk if in need something or I just drive like the thousand of Texans driving on a suspended DL because of surcharges but, although you might thinks its bull, I hate driving and my buddies are always picking me up.
Two guys from the work are taking the class and I will be riding with them.
The gun was a present (No cost) and a hundred rounds of ammo for 9mm is not that expensive. As for the fees... My buddy' that is going to take the class, has offered to pay for the class in exchange for cutting a tree in his yard. He is getting the better end of the deal.
"You don't want to pay your debt off before paying for getting a CHL because getting the CHL
now is more important to you than paying off your other, older obligations."
Yes its more important... I walk everywhere and have you looked around lately? Things are going to sh## and I would like to be able to defend myself.
I don't consider the surcharge a debt, I think of it more as extortion.