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Hey, thought I'd follow up since I picked a holster and it might help the OP. I picked up a Galco King Tuk that fits both my XD40sc and XDM 45C perfectly. It's a lot like the Crossbreed, but I got mine for $60 and it already has the "combat cut" to allow for a full grip when you draw. Plus, the guy at the shop was real nice about letting me try both pistols (an XD and an XDM but not mine) in the holster first.

Big fan of the XD40SC but I'm torn because I also have the XDM .45c. I too am waiting on processing and can't decide. I have a pocket holster for the .40 and then a cheapy Uncle Mike's for the .45. I want to invest in a nice holster, but then I feel like I'll want to switch between the two and want 2 nice holsters I am a little more accurate with the .45 though.